Privacy Policy

GreenHive Group LLC, the operator of Health-Coverages.com, is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you visit our website and use our services. By using Health-Coverages.com, you signify your consent to this Privacy Policy.

1. Introduction

At Health-Coverages.com, we prioritize your privacy. This policy explains how we handle your personal information and your rights regarding data usage. We encourage you to review this policy regularly as it may change over time.

2. Information We Collect

We collect personal and non-personal information to provide tailored health insurance options. The information we collect includes:

Personal Information:

Name
Email address
Phone number
ZIP code
Demographic details relevant to your insurance needs

Non-Personal Information:

IP address
Browser type and version
Device type and operating system
Website usage data through cookies and similar technologies

We also collect information from third-party sources, such as marketing partners or publicly available data, where applicable.

3. How We Use Your Information

We use your information for the following purposes:

To connect you with licensed insurance agents and providers for health insurance options.
To generate and provide personalized insurance quotes.
To communicate with you via phone, SMS, or email about your insurance needs or related services.
To improve website performance, analytics, and functionality.
To send reminders, promotional offers, and updates (with your consent).

4. Information Sharing and Disclosure

We may share your information with:

Licensed Insurance Agents and Providers: To help you explore suitable insurance options.
Marketing Partners: For targeted advertisements and promotions.
Service Providers: For hosting, analytics, and customer support services.
Legal Authorities: When required by law or to protect our legal rights.

We do not sell your personal information except as necessary to provide services outlined in this Privacy Policy.

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to improve your browsing experience. Cookies help us:

Personalize content and remember preferences.
Track website performance and user behavior.
Deliver targeted advertisements.

You can manage or disable cookies through your browser settings. Please note that disabling cookies may impact website functionality.

6. Your Choices and Rights

You have the following rights:

Opt-Out of Communications: Unsubscribe from emails using the provided link or reply “STOP” to SMS messages.
Access and Update: Request access to or correction of your personal information.
Data Deletion: Request deletion of your data by contacting us at info@health-coverages.com.

7. Security of Your Information

We implement reasonable safeguards, including encryption and secure storage, to protect your data. However, no method of data transmission or storage is completely secure. By using our site, you acknowledge and accept these risks.

8. California Residents (CCPA)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA):

Right to Know: Request details about the personal data we collect and share.
Right to Delete: Request that we delete your personal data.
Right to Opt-Out: Decline the sale of your personal information.
Right to Non-Discrimination: Exercise your rights without facing service limitations.

To make a request, contact us at info@health-coverages.com or call [Insert Phone Number].

9. GDPR Compliance (If Applicable)

If you are an EU resident, your rights under the General Data Protection Regulation (GDPR) include:

Right to Access: Obtain a copy of your personal data.
Right to Rectification: Correct inaccuracies in your data.
Right to Erasure: Request deletion of your data.
Right to Data Portability: Receive your data in a portable format.
Right to Object: Decline certain data processing activities.

For GDPR-related inquiries, contact us at info@health-coverages.com.

10. Non-Affiliation Statement

Health-Coverages.com and GreenHive Group LLC are private entities and are not affiliated with any government agency, including the U.S. government, federal Medicare program, or state health insurance marketplaces.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.

12. Children’s Privacy

Our website is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us at info@health-coverages.com, and we will promptly delete it.

13. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. The “Last Updated” date at the bottom of this policy indicates the latest revision. Continued use of the website signifies your acceptance of the updated policy.

Contact Information

For questions or concerns about this Privacy Policy, please contact us:

Email: info@health-coverages.com
Phone: 844-422-2211

Last Updated: 12/23/2024